Are you one of the 10 million Americans who rely on a Medigap insurance policy to fill in the gaps in Medicare coverage, or are you considering whether to Make the Medigap Choice? The Coalition to Promote Choice for Seniors is committed to giving you the tools and resources you need to make this important decision and learn about the latest policies and legislative developments that affect you and your family's Medigap coverage.

Medigap 101

Medigap policies - or Medicare Supplemental Insurance - are private insurance policies that help pay for services not covered by Medicare. With the passage of the Medicare Modernization Act of 2003 (MMA), there are now twelve standard Medigap plans labeled A through K. Plan A consists of the core benefits alone; plans B through J contain additional benefits; and plans K and L (newly created under MMA) provide fewer benefits and lower premiums than Medigap Plans A through J. There are also high deductible options for plans F and J. For a more detailed review of benefits covered under each Medigap standard plan, click here.

In the pages of this site, you will also find a more comprehensive overview of Medigap, important updates on how Medicare Part D affects your Medigap policy and links to other valuable web resources to help you learn more and choose your own Medigap policy.

What You Can Do to Help Promote Choice for Seniors

We hope you will join with us in our efforts to promote seniors' right to continue to have access to the peace of mind provided by Medigap.

• Join the Medigap Action E-list
  Sign up to receive updates on our efforts to Promote Choice for Seniors. We are currently working with Congress to include Medigap premiums as Health Savings Account (HSA) qualified medical expenses.
  
  
• Spread the Word About Medigap
  Send an email to your family and friends and ask them to join you in helping Preserve Medigap Choice.